Lots of the time unexpected costs arise before you are in receipt of your sale proceeds, and it can become a costly and time-consuming process to find suitable short-term financing.

With Cash Before Completion, you can gain access to the equity in your home before completion, with no appraisal, mortgage registration, title insurance, discharge fees, prepayment fees, or income/credit verification. With thousands of dollars and weeks of time saved, we enable you to get what you need in the most appropriate way – quick, simple, cost-effective and headache free.

In addition to the above-mentioned benefits, this product has been designed to create no upfront costs to you. This means you do not have to budget for upfront legal fees, there are no monthly payments and the funds are not due until your sale completes. British Columbia properties only.

Features & Advantages

No Appraisal
No Payments
No Credit Check
Quick Funding
No Income Verification
Easy Application
No Charge on Property
No Need To Redeem Investments
Funds Are Not Due Until Your Sale Completes
Funds Are Wired Directly to Your Account

Pricing & Parameters


$10,000 – $50,000 Unsecured

Interest rate

1% monthly

Processing fee

5% (minimum $1,000)

Documents Required

  • Void cheque
  • Title search of your home
  • Application & Government photo ID
  • Sale agreement with subjects removed
  • Statement of your current mortgage/charges
  • Name and firm of the Lawyer or Notary who will be handling your sale


  • Inquire: Send an email to with the amount you would like to request and the length of time you require the funds for.
  • Pre-Approval: We will outline our terms, conditions and pricing.
  • Required documents are sent in: See the “Documents Required” section.
  • Approval: We will issue our 3 required documents to be signed
    • Promissory Note
    • Application/Declaration
    • Assignment of Funds & Direction to Pay (Required to be signed by the Lawyer or Notary who is handling your sale).
  • Funding: Once the signed documents have been received from your Lawyer or Notary, the funds will be directly transferred into your personal account.

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